of Santa Monica City Employees
Medical Retiree Trust
The Santa Monica City Coalition Benefit Trust Board of Trustees would
like to announce a change in the rate for reimbursement check. Effective
July 2010 the new rate will be $275 per month. The Board of Trustees would
like to remind our members that if they have questions about the Benefit
Trust to contact Delta Health Systems administer Shirley Yap-Cordova or
Cindi Forbes at 800.700.6762
The Santa Monica City Employees Coalition Benefit Trust was established
by the coalition of bargaining units representing all permanent employees of
the City, except Fire and Police sworn personnel. The Trust was established
to provide reimbursement to retired employees for part of their medical
insurance premiums. The Trust will not provide insurance for retired
employees, but will provide partial reimbursement to eligible retired
employees for some of the premiums they pay for health insurance.
The Trust, established on July 1, 2001, by its terms, started to provide
reimbursement to eligible employees on July 1, 2006. To be eligible, an
employee must be age 58 or more, an employee must be eligible to receive
retirement benefits from the City when they separate employment from the
City (Currently age 50), and must have had five years of payments made to
the Trust if hired prior to January 1, 2009 or 10 years of payments made to
the Trust if hired on or after January 1, 2009. Since July 1, 2001, the City
has been making monthly contributions of $142 per employee to the Trust.
During the last several years the Trust has employed actuaries to advise the
Board of Trustees how much would be available for the reimbursement benefit.
Although many of us had hoped the trust benefits would cover the entire cost
of retiree health insurance that is not the case. Based on the actuarial
figures, the current benefit is now $250.00 per month. The Trustees hope to
be able to raise the benefit in the future. These benefits are lifetime
benefits with a continuation for spouses, domestic partners and/or minor
The Trust is governed by a Board of Trustees comprised of representatives
from each of the bargaining units. The Board of Trustees meets four times a
year. The meetings are generally held on the first Wednesday in February,
May, August and November.
Finally, the Trust Administrator is Delta Health Systems. Questions about
the Trust should be addressed to either Cindi Forbes
Alva Aguirre of Delta Health Systems at (800) 700-6762, or to one of the
Trustees below. It?s important that all employees provide the Trust with
up-to-date information, including home address and beneficiary information,
as the Trust provides for benefits to surviving minor children, spouses
and/or domestic partners.
MEA Representatives to the Medical Trust are: Steve Demmer & Ken Ward
Political Action Committee
2003, the Board of Directors of the Coalition of Santa Monica City Employees
voted to form a Political Action Committee to aid in securing present and
future benefits for all members through organized participation in the local
The PAC consists of a committee of the existing Coalition Board of
Directors, and concern itself only with local elections, candidates and
issues that have a rational relationship to the welfare of the non-sworn
MEA members do not pay additional dues to support the PAC. MEA members
may "opt out" of the participation in the PAC by
filling out the linked
This year the Coalition will study possible changes to our health
insurance structure and research possible a change of carrier and will also
look at the feasibility of improving our PERS retirement formula.
Summer 2006 Newsletter
The Coalition recently negotiated pension enhancements that raise future
service credits to 2.7% at age 55.
For a VERY limited time, qualifying members may still purchase additional
service credits at the current rate for service credits which is 2.0% at age
If you are eligible and considering purchasing additional service credits at
this lower rate, CalPERS MUST receive your application no later than Friday,
May 25, 2007.
For more information please contact CalPERS at
City Council Voting Results - PERS Enhancement
City Council voted unanimously in support of the Resolution to
change our PERS retirement formula to 2.7 @ 55.
Click here to see the
Coalition presentation for a better understanding.
The 2.5 % deduction is effective with the July 14th paycheck (except for
MEA, STA & EPP who have 90 days to complete Negotiations. Deductions for
those groups will start by October 1).
The change to our PERS formula will be effective
June 1, 2007.
Please share this information with your co-workers and Bargaining Unit
members to expedite the good news. The Coalition will put out a formal
notice via our upcoming newsletter to all members.
Thank you ALL for your support!
FAQs about the Coalition Benefit Trust
Extracted from the Coalition of Santa Monica City Employee General Membership Meeting, presented by Cindi Forbes, Administrator, Delta Health Systems, on November 16, 2005 in the Civic Auditorium.
Q: What is the Benefit Trust?
A: The Coalition has implemented a retiree medical benefit plan, for
employees of the City of Santa Monica, who are represented by bargaining
units in the Coalition. The benefit plan provides for health premium
reimbursement after retirement.
Q: What are the health insurance premiums?
A: Health insurance premiums are generally defined to include
medical, dental, vision, prescription drug, and long-term care policies.
Q: What kinds of benefits are covered?
A: Reimbursements towards the cost of retirement health insurance
Q: How do I become eligible?
A: The eligibility requirements are: 5 years employment with the City
of Santa Monica, be a Santa Monica Annuitant (PERS Retiree), must be age 58,
have a minimum of 5 years contributions.
Q: When will benefits begin?
A: Benefits commence after retirement, if you meet the eligibility
requirements, but not before July 1, 2006.
Q: What will the benefit level be?
A: The current benefit level is set at $142 per month. (Note: benefit
level could be modified depending on investment return, participation
Q: How long will benefits last?
A: Currently, the plan is designed so that benefits last until death.
However, the Trustees reserve the right to modify the benefit schedule in
order to maintain the long-term financial stability of the Trust.
Q: Are the survivor benefits?
A: Yes, the plan includes benefits for surviving spouse (100%) or
dependents (50%). (Note: There are also benefits for surviving domestic
partners to the extent allowed by law.)
Q: May I elect whether or not to participate?
A: No. Contributions are held in a pooled account in trust.
Q: Will I have an individual account?
NOTE: The above is designed to provide you with
key information about the Retiree Medical Plan, but it does not provide all
the details and limitations of the plan. Exact specifications are provided
in the "Premium Reimbursement Plan of the Santa Monica City Employees
Coalition Benefit Trust," as restated through October 1, 2003, which will
prevail in case of conflict with the above FAQs.
It is the employee's responsibility to provide the Trust with updated
address and dependent information. Failure to do so could result in loss of
benefits. To ensure that the administrator of the Trust has the most
up-to-date information, and to facilitate your receiving of all benefits of
which you are eligible, you must complete and return an Enrollment Form to:
Cindi Forbes, Administrator
Delta Health Systems
P.O. Box 2487
Stockton, CA 95201
Contact info for Cindi Forbes: (800) 700-6762 or e-mail